Effective vendor management is paramount to achieving optimal cash flow. By enhancing your vendor relationships, you can improve your financial performance. Start with establishing clear communication channels with your vendors, ensuring prompt disbursement. Negotiate advantageous terms and conditions that encourage timely deliveries and efficient

Taking charge of your finances can seem daunting, but creating a monthly budget doesn't have to be difficult. It's about tracking where your money goes and making informed choices about how to spend it. Start by documenting all your income sources and then group your expenses into essentials like housing, food, and transportation, and non-essential